Business Assets & Property Cover


The most common of any business insurance cover, however often one that is mis-calculated usually for the worst. There are many risk exposures to a business including fire, flood, earthquake, burglary, accidental damage – all which can cause loss or damage to your buildings, plant and / or stock. These risks are usually insured under a “Material Damage” policy.

For your business to run at a profit, you need to invest in property or business assets in order to function. Even if your business involves one person working on a laptop, or all the way up to a large enterprise with a wide and diverse range of property and equipment, every business has assets that requires protection for when the unexpected happens.

Business owners often find out too late that the level of cover they have purchased for assets such as their buildings, plant and stock is insufficient.

At PIC we have a team of experienced Insurance Brokers who absolutely understand the need to protect your business assets, and by working alongside all the best insurance companies in the market, PIC will assist you in getting the correct levels of cover in place.

Working with a wide range of Insurers mean that PIC can offer a diverse range of business insurance policies. We use our expertise to advise you on the type of covers available that are specific to your business, what they mean, and how it best responds when you need it most.  We will assist you by structuring the most appropriate covers for your needs and provide you with innovative solutions to ensure you get the best value for your insurance spend.

It makes sense to discuss your Business Assets and Property Cover insurance with the experts at PIC today.


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  • Client Testimonial

    Having been in business for 10 years, it has been myself with good staff as well as good suppliers. Initial discussions with Mike Garner of PIC Insurance Brokers gave me the confidence that my business interests would be well protected with the services PIC could offer. The team at PIC is second to none, in particular my dealings with Bernice Stewart and Valda Chamberlain have been a pleasure and have always been carried out with absolute professionalism. I have been kept well informed on insurance options that could work better for my circumstances and claims have always been taken care of with a phone call. It is now 10 years on, and history tells me it was a good decision I made.
    Rowan Armstrong
    Managing Director Carlisle Flooring