Style Insurance

RELAX – We have you covered with an insurance product perfectly packaged for the beauty industry!

Why choose Style Insurance?

Many of our clients are from the beauty industry, so we have put together an insurance package customised just for you.

We have made sure that everything you need is included and we have competitive premiums to match.

 

The Style Insurance Business Package includes:

Business Assets

Your salon is your home away from home and you will know what it cost to set up your premises just the way you wanted. The design, layout and functionality will be a reflection of both you and your clientele. It is important to ensure that if damaged or destroyed your Insurance policy provides you with sufficient funds to replace and reinstall in your style. With PIC’s lower excess and lower premiums that is exactly what you will be able to do.  Our policy also extends to cover you offsite or if you are a mobile operation.

Business Interruption

Business closure caused by a fire, flood, prevention of access or other disaster would definitely be described as a “ bad hair day “.The overheads will continue to be incurred and if you are unable to pay your staff they may be lost to your competitors. Interruption insurance allows you to continue to pay these and other costs and even maintain your profits.

Liability

Those in the Beauty Industry face very unique legal liabilities. These liabilities can arise from causing damage or injury through breaches of regulations and laws.  Our new Style Insurance Package offers protection against Public, Statutory and Employee liabilities and specifically liability arising from Treatments and Advice. We can also extend cover to include, Theft by Employees, Directors and Officers Liability and Employment Practice Liability. Discuss your requirements with your Style Insurance Consultant.

 

With optional extras including (but not limited to):

  • Commercial Motor Vehicle
  • Life & Health
  • Income Protection
  • Theft by Employees
  • Directors and Officers Liability
  • Employment Practice Liability

 

PIC Insurance Brokers Style Insurance Package offers lower excesses, lower standard premiums and a treatment risk cover.  Style Insurance is designed specifically for the beauty industry.

To find out more or discuss with one of our expert Brokers, please phone 0508 742 742, email styleinsurance@pic.co.nz or simply click on the Enquire Here button below and fill in our Enquiry Form.

Download our Info Sheet for Style Insurance