PIC are experts when it comes to commercial or business insurance. We can advise you on the level of cover you require and how your policies will respond in the event of a claim. We work with a broad range of industries and provide covers from the most basic to the highly complex.

Commercial insurance requires a range of different specialities which PIC have the staff expertise to draw on and utilise.

The following are basic risks required by businesses in New Zealand. Talk to PIC for a no obligation analysis of your requirements.

• Business Assets and property cover;
• Business interruption/Loss of profit;
• Motor Vehicles;
• Construction;
• Liability covers;
• Corporate Travel;
• Marine Cargo.

Business Assets

The most common of any insurance cover, however often one that is mis-calculated usually for the worst. Business owners often find out to late that the level of cover they have purchased is insufficient. PIC will assist you in getting the required amount of cover. Our experienced brokers will advise you on the type of cover required and how it best responds when you need it most. Contact us to find out more.

Business Interruption

How would your company survive if you sustained a loss to the physical assets? Can you still generate an income? Would you have the ability to pay loan instalments, tax bills, rent, salaries and suppliers? How would your business cope? Talk to PIC we can advise you on how to best protect your business income should you suffer a loss to your physical assets.

Vehicles

When you talk insurance motor vehicle is one of the first things that springs to mind. If your business has vehicles then they need cover. Trucks, Cars, Vans and Utes, If it has wheels we can help you. There are various levels of cover available and we suggest you talk to us about which is appropriate for you.

Construction

Are you building or renovating? Or in anyway involved in the construction industry? Then you need to talk to us. Most people leave this until to late - already started. Which leaves you exposed and with few options. Disaster can strike at any time from the first foundation block to the completed product.

When did you last review your insurances? Call us for a no obligation review on all of your insurance needs or  Click here for more.